MTL - Little Mermaid Dressed As a Scientist - Chapter 99

Waking up after a sound sleep, Xie Mingzhe reincarnated into the future world. Here a holographic trading card game is popular around the Galaxy, many professional card players and card designers coming to the fore.

An editor at the prime of her life—and with maybe just a little too much free time—finds herself waking up in one of her favorite RPGs with no clue as to what's going on or how to get back home.This might be the part where others rejoice over getting whisked away to a world of wizards and magic, but she certainly doesn't think it's anything to celebrate about.After all, she woke up in the body of a small-time villain with some severe personality issues.

When Yue Qiang dropped all 8 free distribution stat points into his Charm stat, his entire life changed.

- Description from Novelupdates

Mikail Fremawan, someone who has always been followed by bad luck since he was a child, and the peak was when both of his parents died simultaneously before his own eyes.But the sudden appearance of the System changes everything, from wealth, power, glory, and... revenge; Mikail begins his steps to achieve all of that one by one.Witness his story of turning his misfortune into incredible good fortune.Mikail: There might be something wrong with my System, Isn't it?