My Apocalypse Territory-Chapter 271 - 268 Learn About Green Shadow Loans
Chapter 271: Chapter 268: Learn About Green Shadow Loans
Chapter 271 -268: Learn About Green Shadow Loans
Carrying a space backpack filled with a few pieces of new equipment, Tang Yu looked up at the sky in resignation.
He never thought there would come a day when he would become “Part-time Delivery Tang.”
Kevin’s hobby was making, researching, and designing equipment; every few days, a batch of new equipment samples would be sent to the Logistics Department from the Equipment Department.
There was no problem with the quality of the equipment. The reason they were first sent to the Logistics Department was primarily… for appraisal!
Equipment that doesn’t meet the market standards isn’t considered good equipment.
These pieces of new equipment had various features, such as providing the user with extra strength or having special attributes, etc. They were generally dual rune, and occasionally there were intermediate equipment with three runes.
Their power was indisputable.
However, the primary mission of most existing equipment was to be sold.
Powerful equipment didn’t necessarily guarantee customers. Practicality, cost-effectiveness, and suitability needed to be considered. Only equipment deemed appropriate by the Logistics Department, after evaluation, were considered for increased production; the rest… well, they were kept as samples and meticulously recorded, as they could still prove useful at times.
Halfway up the hill.
In front of the villa area was a small square—the office location of the Logistics Department. A three-story office building was located right next to a warehouse.
The warehouse, now upgraded to level two, didn’t look much bigger than the three-story office building from the outside, yet its interior was larger than a football field.
Every so often, members of the transport team brought in truckloads of discarded materials, which were taken into the warehouse by the Logistics Department staff.
There were also those responsible for construction, who, after reporting to the Logistics Department, would leave with a truckload of building materials.
Tang Yu walked into the office building.
There weren’t many staff in the Logistics Department; some were in the warehouse, others were running around outside connecting with various departments, so there were few people seen on the whole first floor.
One was at the reception desk, another in the office area, and behind a few desks, there were people staring at their computer screens, processing complex data.
When Tang Yu walked in, the receptionist girl seemed to notice him and lifted her head, “What can I help you with? For personal business please go to the office area, for departmental handovers please go to the second floor, if you’re looking for our director, you need to make an appointment in advance… Oh, Director Tang!”
“I surely don’t need to make an appointment,” said Tang Yu with a smile.
“No, no need, I’ll take you there right away,” the young girl stuttered, sneaking a peek at him, blushing slightly.
He had not been to the Logistics Office Building before, primarily because the building had not been established for long. However, Tang Yu didn’t expect that the girl at the reception would recognize him.
…This made things much easier.
On the other side of the lobby, in front of an office window.
A man in his early thirties, looking somewhat worn, nervously sat there, casting surreptitious glances at a young woman behind the window.
“I’m sorry, you do not meet our requirements. Your application cannot be approved.”
The worn man was stunned, “Why don’t I meet the requirements? I, I—”
He spoke, deflating like a ball losing air, unable to continue.
The worn man got up dejectedly and left. As he was leaving, he seemed reluctant to leave, turning back to glance around; his gaze paused momentarily on the young girl at the reception, swept over Tang Yu without stopping, and then he exited the Logistics Office Building.
Tang Yu watched the man leave and nudged toward the office area asking, “What kind of business is being handled there?”
“That area primarily handles personal loan services, survivors who are aspiring entrepreneurs can apply for a certain amount of loans from the Logistics Department. We evaluate their situation to determine whether to provide the loan and decide on the amount of the loan…”
The young girl answered, noticing the worn man and shrinking slightly, “Actually, we have clearly published the loan standards, but still many who are far from meeting the standards come here to apply… and also, it feels like some people have dubious intentions; their gazes are very unsettling.”
She was young and somewhat naive. Seeing Tang Yu, she chattered away.
After speaking, her face turned a shade paler, and she sneakily glanced at Director Tang. Seeing no change in his expression, she stuck out her tongue and breathed a sigh of relief.
Tang Yu held his forehead.
With the girl’s explanation, he understood the reason.
The Logistics Department, along with the Medical Department, could be said to have numerous “beauties.” The staff here may not all be beauties, but they were at least young and above-average in looks.
The gender ratio in the territory was very unbalanced, about 20% female to 80% male.
A typical case of many monks and few porridge, where male survivors, mostly young and robust men, used to starve in the past, were now, well, comfortably warm and certain thoughts came to mind, with a heavy scent of hormones lingering in the air.
‘Clearly, some are using the loan application as a pretext, hoping for some delicate situations to arise.’
Tang Yu pondered.
This wasn’t a big issue. Like the worn man just now, who only took a few glances without actually doing anything daring.
Of course, these girls in the Logistics Department, although mostly ordinary people, weren’t without means of resistance. Each one carried an unopened, basic Puppet for self-defense; not to mention there were Patrol Team members around, and Eileen was stationed on the third floor.
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“From now on, set a threshold for applicants, like a certain amount of deposit which is non-refundable if not approved. This should reduce the number of applicants like that worn man,” Tang Yu casually noted, turning his head to ask, “How many have been approved for loans during this period?”
This loan thing was his idea, and he hadn’t thought much about it before.
The commercial district was about to be completed, but lacked enough shops moving in. Many survivors had ideas but lacked conditions.
The rent for the shops, settled weekly, ranged from five to thirty Source Crystals, with a minimum lease of one month per time. This was the current weekly rent and as the commercial quarter prospered, the rent would also rise. Besides, there were other necessary costs for materials, equipment, etc. Ordinary survivors, even common Awakeners, might not be able to afford this amount.
He Qingqing needed to rent a batch of Rune Blades because she lacked funds.
Providing a certain amount of startup loans could, to some extent, solve this problem.
Initially, Tang Yu had also thought about opening shops directly under the name of the Territory, employing survivors, or entering into partnerships to continuously reap profits from these shops. However, without sufficient competition, how could the commercial district flourish?
‘Collecting rent and business income taxes should be sufficient, and the interest rates on the loans are quite high. Those survivors should be able to repay them, right?’
Because he was worried about survivors not being able to repay their loans, a certain degree of evaluation was necessary. As for those who still failed in their ventures and couldn’t repay…
Well, they’ll just have to sell themselves honestly ┐(‘～`;)┌.
