MTL - Reincarnation of Master Su - Chapter 76

Luis, a poor 17-year-old boy, tries his luck at becoming an Awakener to change his fate. However, his dreams are shattered when he fails to awaken a Special Spirit and is instead saddled with a 5 million dollar debt by their planet's colonizers, the Flying Star Empire.His life seemed doomed—until a mysterious system suddenly appeared in his head: The Monster Transformation System. It gave him the power to transform into any monster or animal he had ever seen.From a cat to an eagle, even a horse, Luis begins to understand that his power may not come from Spirit... but from the ability to become any monster.

What’s worse than finding out you’re that Louis XIV when you’re a baby?

Of course there is, for example, it’s still a magic version.

- Description from novelbuddy

Within the virtual world of “Avalon Online”, Finn, or otherwise known as “Echo” within the game, was one of its greatest players. After logging off from a long session, however, he notices something awry outside of his apartment.The streets were flooded with chaos, screams echo through the night, and hell is loot loose. Monsters from Avalon Online are running through the streets, wrecking havoc. In the midst of this hellish awakening, Finn is greeted with the one gift bestowed to humanity in this dark hour:[...Assessing life experience…][Assessment Complete][Name: Finn Thorne][Age: 20][Designated Class: Assassin][Starting Level: 5][A [Legacy System] has been bestowed to you for your accomplishments within Avalon.][Assimilation System Awakened.]In this twisted turn, as the world as it was once known is gone with the arrival of magic and monsters, the remnants of humanity must level up if they wish to survive.Finn is left in this dark, hopeless apocalypse, using his own experience from Avalon Online to best survive what seems to be an impossible task.