MTL - Feng Jue of Ancient and Modern - Chapter 94 warm time

The ill-fated high school student Liu Yuan obtained the inheritance of the top civilization in the universe and changed his own destiny. He also used many powerful technologies in the inheritance to lead the Chinese nation to rise in the universe.

- Description from novelbuddy

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.

A suffering MC novel—the main character must be forced to suffer, be oppressed until they’re hovering between life and death, dying and living here and there. They can have a golden finger, but before getting it they must pay the price. They can also have beautiful women, but all are snake and scorpion beauties, able to look at but not eat.

“Curse” is just that type of suffering MC novel. The main character Xi Wei, after being forced to experience numerous sufferings, had, at last, become the most powerful, at the same time linking together with the world’s qi and fate. After he was oppressed too miserably, he committed suicide and buried the entire world with him.

Zeno transmigrated, in the end arriving at “Curse”.

Zeno was adopted by the MC, finally becoming the number one person/wife.

Zeno: Help, I don’t want to be destined to be raised by this perverse person!

All living things (wipe away tears): You must rescue this world, ah.

Xi Wei: Come over here.

- Description from Novelupdates

The Red Mist descends, bringing with it a world of anomalies.

Humanity faces an unprecedented crisis.

With the apocalypse at the doorstep, where does the future of civilization lie?

Harrison Blackwell, having survived the apocalyptic world for twenty years, finds himself reborn twenty years earlier, a day before the descent of the Red Mist.

Armed with experiences and intelligence from his past life, Harrison, given another chance at life, vows to take destiny into his own hands.

Furthermore, in this life, every talent he awakens evolves to SSS-level!

[God of Infinity Spell (SSS-level)]: No casting time is required for all your skills, no cooldown period, and no mana is consumed! The casting cost for forbidden spells is reduced by 99%!

[God of Evolution (SSS-level)]: Your adaptability is unparalleled. Faced with any environment or injury, you adapt in the shortest time possible, enhancing related attributes and resistances!

[Supreme Summoning (SSS-level)]: Any creature or magical being you summon will be the mightiest of its kind!

From then on, Harrison became unbeatable, reigning supreme amongst all of humanity.

“Divine Punishment? I couldn't care less... For I, am God!”

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